Terms and Conditions

EMGlobal Credit Repair Services - Terms and Conditions

Welcome to EMGlobal! By using our credit repair services, you agree to be bound by the following terms and conditions. Please read them carefully before proceeding with our services.

1. Service Overview

EMGlobal provides credit repair services designed to help clients improve their credit scores by disputing negative or incorrect items on their credit reports.

Our services are limited to providing assistance with credit report disputes, credit education, and recommendations.

2. Client Responsibilities

Provision of Information: You agree to provide accurate, current, and complete information required to perform credit repair services. This includes credit reports, financial information, identification, and any other requested documentation.

Communication: You will maintain regular communication with EMGlobal and promptly respond to requests for information to facilitate the credit repair process.

Timely Payments: You agree to pay for services as outlined in our agreement, whether through a one-time payment or a recurring fee, depending on the chosen plan.

3. No Guarantees

While EMGlobal strives to provide high-quality credit repair services, we do not guarantee specific outcomes, credit score improvements, or the removal of specific items from your credit report.

Success varies by individual case, and EMGlobal makes no warranties regarding the effectiveness of our services.

4. Refund Policy

Our refund policy is outlined separately. Please refer to our Refund Policy section or contact us at vamatthewbooks@gmail.com with any questions.

5. Service Cancellation

You may cancel our services at any time by providing written notice via email to vamatthewbooks@gmail.com. Please note that early cancellation may affect your eligibility for a refund, as detailed in our Refund Policy.

6. Privacy Policy

EMGlobal values your privacy. We collect, use, and store your personal information solely for the purpose of delivering credit repair services.

We will not share your personal information with third parties except as required to complete your credit repair services or as mandated by law. For more details, please see our Privacy Policy.

7. Prohibited Activities

You agree not to use our services for any unlawful, fraudulent, or malicious purpose.

Any attempt to provide false or misleading information or engage in fraudulent activity may result in immediate termination of services without refund.

8. Limitation of Liability

EMGlobal is not liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services, including but not limited to lost profits, loss of data, or any other damages, even if we have been advised of the possibility of such damages.

9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which EMGlobal is based, without regard to its conflict of law provisions.

10. Modifications to Terms

EMGlobal reserves the right to modify these Terms and Conditions at any time. We will notify clients of any significant changes, and continued use of our services after changes constitute acceptance of the revised Terms.

11. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us at vamatthewbooks@gmail.com.

By agreeing to these Terms and Conditions, you acknowledge that you have read, understood, and agreed to be bound by them.